If you want to avoid inheritance tax quickly, an Inheritance Tax Service can be a great way as the investments should qualify for Business Property Relief.  


These can be investments as a packaged product and have some key advantages to the typical route of a trust. 

Inheritance Tax Service

  • Allows you to keep control over your assets in case you need care in the future
  • Offers a reasonable return on your investment
  • Becomes free of inheritance tax after only 2 years

Transferring assets to a trust

  • This may limit your access to the asset, so you may not have enough money for care in the future
  • The returns from the trust may depend on how the assets are invested, if at all – they could increase or decrease
  • The assets are free from inheritance tax after seven years

Inheritance Tax Services

There are a number of companies that offer this service. Confusingly there are some that do this through investing in AIM shares, for more information on AIM shares see ISAs and Inheritance Tax  and avoid inheritance tax in two years.

On this page we’re looking at an inheritance tax service that aim to provide a way to invest that is:

  • Lower risk
  • Should secure IHT exemption after just two years
  • Aims to avoid losses
  • Aims to provide a modest return
  • Aim to take advantage of Business Property Relief

If you are looking to get started with an Inheritance Tax service, call us now on 01793 686393 to find out more.

Business Property Relief

Business Property Relief (BPR) has been around since the 1970s. It was originally introduced to ensure that family businesses could continue in the event of the owners death and would not have to be sold perhaps just to pay Inheritance Tax.  

See HMRC website for more details. 

Today, investors can take advantage of this, but do not have to run or work in the business.


The process is simple, you invest your money, which buys shares in a company, which is not listed on a main stock market, and after two years the investment becomes exempt from inheritance tax.


It is important to note, BPR is assessed by HMRC on a case-by case basis upon death, so there is no guarantee that the invest would qualify for BPR, but most through a carefully selected inheritance tax service do.

How could it work for you?

Inheritance Tax Service/Trading companies

Although it is possible to invest in stocks and shares in the AIM many people feel that this route is too risky for them. 

A lower risk alternative could be an Inheritance Tax Service. These invest in range of companies trading in more secure environments. Investment managers often set up companies using an established business model, and investors then buy shares in these companies, which should then qualify for BPR. 

The company itself will often trade in a number of sectors such as:

  • UK forestry
  • UK farming
  • hotel ownership and management
  • property development
  • renewable energy
  • secured finance
  • care homes

The aim of the company will normally be securing the invested capital, and providing a modest return. Effectively, keeping the sum invested and getting a humble return. 

These would be more suitable to a lower risk investor rather than someone more comfortable with AIM listed shares.

However, because the shares in the Inheritance Tax service are legally owned by you, you can still have access to capital should you need it in the future, such as for care. This is another of the benefits of the Inheritance Tax Service over Trusts or making gifts. 

If you want advice on how to reduce your tax, or have a question, or just want to have a chat about reducing you tax liability with a UK Qualified Independent Financial Adviser, then phone now on 01793 686393 or contact us online.